Creative ideas to help you live within your means

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According to government statistics, the Core Price Index (a measure of broad inflation) is up only 4.0% over the last year (see March 2008 report from the Bureau of labor statistics).   In my life I am finding a disconnect between this low reported rate of inflation and a wide variety of good and services such as gas, groceries, and restaurants.      

I have written several articles with ideas on how to Live within your means, How to Balance your Checkbook, and how to Eliminate Debt.  In this article I would like to share some ideas on how I am working to reduce expenses.

1.  Eliminate left hand turns on busy roads.  Both UPS and FedEx announced early this year that they remapped their routes to minimize left turns.  I have been trying this strategy.  I’m not sure if I’m saving money, but I can say that I have reduced the stress associated with crossing difficult roads.  The next time you are completing your errands, see if you can eliminate those difficult left turns that keep you stranded in the middle of the road.

2.  Split a meal when eating out.  American portion sizes are much to big.  My wife and I typically share meals at our favorite Mexican, Thai, and Chinese restaurants.  For example, at the Mexican restaurant we share Fajitas and order extra tortillas. 

3.  On date night, eat at home but then go out for dessert  Another trick that my wife and I do sometimes is to eat a simple meal at home (such as leftovers) and then go out for either a fun appetizer and drinks or dessert.  This is a fun way to get out and enjoy the experience of a restaurant at one-third the price.  I’ll never forget one time when we met a large group of friends at a high end bistro.  My wife and I split an appetizer and each enjoyed a glass a wine for $25 for both of us, while our friends bloated on multi course meals at over $100 per couple.  When the bill arrived, the credit cards began flying into the center of the table like playing cards in Vegas.  The looks were priceless when we simply paid with cash, bid everyone good night, and escaped into the clear night air. 

As you can tell, it’s easy to for me to think of food ideas.  What are your suggestions?

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    One Comment

    1. Carnival of Personal Finance #150:

      […] Financially Fit has some creative ideas to help you live within your means. I’m going to rebel and continue to make those sinister left-hand turns […]

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